Why You Should Be Wary Of Dirt-Cheap Auto Insurance Quotes

Insurance Blog

Every motorist is on the hunt for cheap auto insurance coverage. However, you shouldn't jump at the first dirt-cheap quote you find, because it might be fraught with dangers. For example, you may buy an ultra-cheap coverage only to find out that: The Agent Selling the Quote Is a Fraud Some insurance agents appear to offer super-low premiums while in real sense defrauding their clients of their hard-earned cash. Such fraudulent agents may use names and papers of real insurance companies, but don't sell real coverage.

9 April 2016

Live In An Area With Lots Of Snow? 5 Ways To Improve Your Driving Habits

Insurance Blog

It's no surprise that your auto insurance rates have a lot to do with your driving habits–making it important to focus on ways to improve your driving, especially when you live in an area that receives a lot of snow each winter. Since snow can come with a lot of hazards for drivers, you'll benefit by making some changes specifically for this chilly season. Stick to Freshly Plowed Roads When picking the route to your destination, you likely consider only the number of miles and the time it will take to get where you need to be.

9 April 2016

3 Home Insurance Tips For First-Time Home Buyers

Insurance Blog

When it comes to purchasing a home, it can be one of the most exciting and overwhelming times of your life. You can often get so caught up in looking for the perfect home and securing a mortgage with a decent interest rate that you forget that you are going to need home insurance. In fact, you will likely need it before you can even close on your new home, and it should be a cost that is factored into your monthly budget.

30 March 2016

What Is A Business Owners' Policy?

Insurance Blog

If you own a business, regardless of its type and size, you need to have business insurance. Since it can be difficult to choose different individual policies, you might be better off going with a package policy. A business owners' policy (BOP) is a type of insurance policy that combines multiple types of policies into one policy to make it easier for you. Here are some things to know about this type of business insurance policy.

14 March 2016

4 Tips To Protect Against Moisture Problems In Basements Of Older Homes

Insurance Blog

The basement of an older home can be a great place to add space to your house. You may want to consider doing improvements to keep water out before you do any finishing in your basement, and you may want to do some improvements to prevent water damage and protect your investment. If you want to protect your basement form water problems in an older home, here are some tips to help:

1 March 2016

A Quick Guide To What Property & Casualty Insurance Actually Means

Insurance Blog

If you have been told that you need to purchase casualty insurance, or that you need property and casualty insurance, it is important that you understand what specific type of insurance you are actually being advised to purchase. The term casualty insurance, as well as property insurance, actually applies to a broad range of different types of insurance. Here is a brief overview of what exactly is meant by property and casualty insurance, and all the forms of these two insurances that are available to you.

16 February 2016

Novel Technologies To Keep You Safe And Lower Your Auto Insurance Rates

Insurance Blog

According to marketwatch.com, security gadgets score big when it comes to attracting discounts from auto insurers.  Anything that reduces the risk of accident or theft lowers your insurer's costs, and it incentivizes you by offering you appropriate discounts. This means it's in your best interests to install these gadgets in your car. Apart from the usual alarms and trackers, here are more novel security technologies to try: Automotive Night Vision

29 January 2016