Novel Technologies To Keep You Safe And Lower Your Auto Insurance Rates

Insurance Blog

According to marketwatch.com, security gadgets score big when it comes to attracting discounts from auto insurers.  Anything that reduces the risk of accident or theft lowers your insurer's costs, and it incentivizes you by offering you appropriate discounts. This means it's in your best interests to install these gadgets in your car. Apart from the usual alarms and trackers, here are more novel security technologies to try:

Automotive Night Vision

Night vision uses different rays, such as thermal imaging and infrared, to illuminate the road. The rays help you to see images that you wouldn't normally see using your eyes and car's conventional headlights alone. This results in safer driving after dusk.

Lane Departure Warning

Crossing over your lane's marker is one of the things that can easily get you pulled over by the police. It is also dangerous since it can lead to collisions with other cars. Lane departure warning systems use front-facing cameras that keep virtual eyes on lane markers and warn you when you cross the markers even an inch. Such warnings will help you to pull back to the safety of your lane when you are drowsy and fail to keep your eyes on the road.

Safe Parking

Parking lot accidents are so common you would almost think they are to be expected. Perhaps this is because it involves two groups of people; one full of people straining to find empty spots and the other with those pulling out of tight spots. Whatever the cause of these accidents, using safe-parking technology will help you to control the braking and steering to help you park safely and avoid the mishaps.

Self-Drying Brakes

Braking in the rain isn't easy not only due to the loss of traction between the wheels and the road but also due to wet brakes. Water in the disc rotors (brake discs) reduce friction (that brakes need to work). Self-drying brakes eliminate this problem by automatically braking (lightly) every few seconds, which keeps the rotors dry and help you brake effectively when you need to do so.

Adaptive Headlights

Car headlights keep you safe by illuminating your path and helping other road users to see you, but they aren't perfect. Conventional headlights are fixed, which means they are always pointing in the same direction. This reduces their effectiveness in not-so-straight or uneven roads. However, adaptive headlights use your car's speed, nature of the road, and speed (among other factors) to adjust automatically and illuminate proper sections of the road.

There are many technologies for safe driving. The key is to identify the ones that will boost your safety the most and also accord you a discount from your insurer. For the latter benefit, talk to your insurance agent before installing anything.

For auto insurance, contact a company such as Powell Insurance Agency.

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29 January 2016