2014

When Not To File A Homeowners Insurance Claim: Three Scenarios

Insurance Blog

In an ideal world, you would make a homeowners insurance claim (and get paid for it without any risk) every time a damage occurred to your house. Unfortunately, things don't work out that well in the real world. Making frequent claims can increase your premiums, get your policy canceled or even make it difficult for you to get coverage. Deciding when to file a claim and when to "let it slide"

16 December 2014

What Your Homeowner's Policy Does Not Cover

Insurance Blog

You rely on your homeowner's insurance policy to protect your greatest investment against damage and destruction. However, some losses or events are simply not covered under most standard policies. Take a look at a few situations where your policy will not help, and what you can do about it. Losses Resulting From Failure To Protect Property After A Loss If your home experiences a loss and you do not take steps to protect your property until repairs are made, any resulting losses are not covered.

20 November 2014

Biggest Mistakes To Avoid When Hiring A Home Health Care Service

Insurance Blog

If you're looking into hiring a home health care service for a loved one, then of course you want to find one that's compassionate, reliable, and experienced. However, with so many home health care services available these days, it can sometimes be a challenge to find the one that's right for your loved one's needs and budget. Read on to explore a few of the most common mistakes good-intentioned people make when hiring such a service and learn how to avoid making them yourself.

19 November 2014

Do You Need To Replace Your Car Seats After An Accident?

Insurance Blog

If you are in an auto accident with your children in the car, your first priority is to make sure that they are safe and not injured. Once everyone is deemed to be okay, your next priority needs to be making sure that they will be safe if you should get into another accident. For children under the age of 8, this usually means deciding whether or not to replace their car seats or booster seats.

18 November 2014